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Farmsure Smallholders Hens & Wellies
Farmsure Smallholders logo

For Lifestyle Farmers up to 50 Acres

We know that finding the right insurance policy is not always easy, that’s why we’ve made our Smallholders Combined policy a straightforward, easy-to-understand insurance policy package that offers your client exceptional cover at an affordable price.

WE'VE GOT YOU COVERED

Our Smallholders Combined policy gives exceptional cover and peace of mind for your client so they can carry on with the important job of enjoying their smallholding.

 

Our policy includes cover for the following key areas;

  • Coverage up to 50 acres

  • Farm Buildings

  • Tools & Machinery

  • Produce and Deadstock

  • Boundary Walls & Hedges

  • Livestock

  • Public / Products Liability

INSURANCE YOU CAN TRUST

Farmsure looks after hundreds of smallholdings and farms and has done so for over twenty years. We have a team of dedicated underwriters with specialist agricultural experience, so you can be confident that we’ve got the necessary knowledge and know-how to provide the cover you need.

In addition, our Smallholder Combined policy is backed by the Markel International which has been rated “A” by both S&P and A.M. Best rating agencies. (Markel, June 2023)

 

So, when you insure with us you can be confident in our people and the cover you receive.

SMALLHOLDERS COMBINED INSURANCE

Our Smallholders Combined policy comes in two easy-to-choose packages (well, we did say it was straightforward).

Simply select the Silver or Gold package.

Both cover the same things, but the Gold package doubles most of the cover (without doubling the premium). All you need to do is pick the one which suits you best:

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SILVER

SMALLHOLDERS

Sum Insured

FARM BUILDINGS

TOOLS & MACHINERY

PRODUCE & DEADSTOCK

BOUNDARY WALLS & HEDGES

LIVESTOCK

£20,000

£5,000

£2,500

£1,000

£5,000

Limit of Indemnity

PUBLIC/PRODUCTS LIABILITY

PREMIUM

INSURANCE PREMIUM TAX @ 12%

TOTAL PREMIUM

£1,000,000

£ 205.36

£ 24.64

£ 230.00

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GOLD

SMALLHOLDERS

Sum Insured

FARM BUILDINGS

TOOLS & MACHINERY

PRODUCE & DEADSTOCK

BOUNDARY WALLS & HEDGES

LIVESTOCK

£40,000

£10,000

£5,000

£2,000

£10,000

Limit of Indemnity

PUBLIC/PRODUCTS LIABILITY

PREMIUM

INSURANCE PREMIUM TAX @ 12%

TOTAL PREMIUM

£1,000,000

£ 276.79

£ 33.21

£ 310.00

We are happy to adapt the policy to suit your client’s needs, so if, for example, the Buildings sum insured needs to be increased, a higher level of Public Liability cover is required, or the smallholding is a little bigger than 50 acres, then just let us know and we will tell you if we can provide what is required and if so at what premium.

PLEASE NOTE:

This policy is not suitable if your customer:

  • Operates a Riding School and/or hires out horses

  • Offers a Livery Service (although DIY self-livery is acceptable)

  • Requires liability cover for the use of horses or other equine animals away from the smallholding

  • Carries out contracting for others.

  • Offers camping or caravanning facilities

  • Has any heated pig/poultry buildings

  • Accepts organised farm visits (i.e. school groups, clubs etc) or host group events

  • Has employees, including casual and voluntary staff

  • Exports any products

  • Arranges or hosts organised shoots

  • Has slurry storage facilities

  • Requires Terrorism Insurance

This list is not exhaustive. There may be other activities that are not acceptable. Some of these activities can be covered under our Farm Combined insurance policy.

This policy does not cover ride-on mowers, motorised farm bikes, quad bikes, all-terrain vehicles (ATVs), tractors and other agricultural vehicles. Such vehicles can be insured under our Farm Motor insurance policy. Theft cover for trailers and other wheeled implements designed to be towed is subject to such items being secured by a wheel clamp and hitch lock when left unattended.

ALSO SEE:

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CONTACT

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